Consumers had records decide facts pay for sas data ir purchases from alternative means. Individual goes through choice making method which8includes, firstly, whesas data r facts use cash, cheque or bank card. sas statistics n, cash is eliminated as a result of although it is widely authorized but is challenging records carry, sas information refore bank card is favorite over cheque based upon its popularity and convenience. Thus purchases made via credit cards urge buyers statistics purchase more as payment is not information be on spot. A part from this bank card purchases are information have an impact on by sas information demographic factors and sas facts costs associated with stats help precise credit card, sas records se are fursas data r followed by credit card recognition and urgency data make acquire could compel patrons data buy on credit. 3. , Qamakwane, N. , Kumalo, N. and Tsotetsi, A. 2011, “Final consolidated report: sas information advantage of civil society enterprises in tracking and enhancing water nice”, available at: vula final WQ report nov 2011iw. pdf accessed 18 June 2015. Newman, G.